Business Loan & LOC- FDIC Bank Financing

BUSINESS LOAN – Bank Business Term Loans & LOC

The Business Loan and Business Line of Credit program is financed by a FDIC Bank.  It is intended to be a quick working capital solution with funding up to $100,000 funded in up to 15 business days. For business financing needs above $100,000 it typically will take 3 weeks.

Since this is a bank loan, there are monthly payments.

Please read the highlights below to see if this would fit your working capital needs.

Business Loan Rates:

Business Loan Rates range from 9.5% – 14% APR*

Business Lines of Credit Rates range from 9.5% – 14% APR*


No Upfront Fees

Fixed Monthly Payment

Funds in just 10-15 business days (over $100k =3 weeks)

70% Approval Rate

Rates include success fee

Requirements To Apply:

  • FICO: 660 minimum with all 3 bureaus
  • Time in Business:2 years minimum
  • Annual Revenues: $250k minimum last 2 years
  • ​Industries:  All Good EXCEPT 🚫No Cannabis Related
    ​Available in all 50

Do you have questions about our bank business loan and business credit line program?

Schedule a free consult here:

BizFundFirst- Schedule Meeting for business loanOr call us at (317)589-0118

Items Needed to Apply:

  1. Please have your  fill out our 1-page fillable Working Capital Application.  
    2.     Please go to and download their FREE credit report. The full report can be anywhere from 15-100 pages. Please download the whole report into 1 PDF document.
    3.     A copy of their SS4 (Employer ID Number) for their business. 
    4.    Six (6) most recent business bank statements (all pages – in pdf  format).   Please send each month as a separate pdf attachment.
    5.    Articles of Incorporation
    6.   Three most recent Business AND Personal Tax Returns
    7.   Year-to-date Profit & Loss Statement and Balance Sheet
    8.   Completed Business Debt Schedule
    9.    A copy of the owner’s driver’s license (front and back; a clear cell phone picture is fine).
    10.  A copy of a voided check (or bank routing/account number info). Once approved, the bank(s) will wire their financing directly to this business bank account at closing. The title on this account MUST match their application. No exceptions.

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