Easiest Business Credit Line To get

Easiest Business Credit Line

No Credit- Check Credit Line

Easiest Business Line of Credit To Get

Business Lines of Credit: No credit Check. 3 minutes decision and 1 day Funding or low interest rate lines of credit.

Easiest  Business Line of Credit to get takes only 3 minutes and there is no credit check.

Foresight Business Funding has several credit lines, but if you need money NOW,  simply click on the image below and you will get an answer in 3 minutes.  Most businesses qualify, No minimum credit score.

You can qualify for $1,000 to $100,000 with this business line of credit.

Need a larger line of business credit? Go to Secured Lines of Credit lower on this page.

You will need 3 months in business, $50,000 or higher in annual revenues, $500 average daily business account balance and less than 9 nsf’s in the past couple months. It’s the easiest business line of credit to get for busy business people.

Your business can access funds immediately with minimal paperwork. There are no pre-payment penalties, and you only pay for the loan amount used. Remember you do pay for convenience, but it’s the easiest business credit line to get. If you have questions, please contact or call us at (317) 589-0118.


Foresight offers all types of business loans and business working capital, but a revolving business line of credit is one of the most useful financing tools available.  If you need quick funds to expand your business, you can access your line of credit as opposed to waiting to have a business loan processed or tapping credit cards.

If you need a large line of credit, an equipment line of credit or something more complex than a quick business loan, please read this whole section about credit lines and requirements for a business loan for a business or apply here.

We have access to over a thousand lenders: banks,  insurance companies, hedge funds, pension and other private funding groups.  This allows you the access to the business credit line that fits your needs.

Unsecured Credit Lines

Quick underwriting. We have over 1000 lenders organizations. Some of our affiliated lenders will give you an offer within 4 hours of receiving application and documents.  If you don’t need business funding this fast, we recommend giving us more time to review and discuss with more lenders. You often pay more for the convenience of speed.


  • $10,000 minimum monthly business revenue
  • Rates from 5%
  • Credit Lines starting from $10,000 to $5 million
  • Any industry
  • Available in all 50 states
  • Pay interest only on funds used
  • No application fee

Secured Lines of Credit

Use equipment, real estate, inventory or other assets to secure your revolving line of credit and you typically will receive better rates.


  • $10,000 minimum monthly business revenue
  • Rates from 5%
  • Credit Lines starting from $10,000 to $50 million
  • Any industry
  • Available in all 50 states
  • Pay interest only on funds used
  • No application fee

No Credit Check Lines of Credit

If your credit is dinged up a bit, there are lenders who will still give you a line of credit.

These business credit line lenders will consider your cash flow and/or collateral that you have available.


  • $50,000 minimum annual business revenue
  • Rates will vary on situation and lender
  • Credit Lines starting from $1,000 to $50 million
  • Any industry
  • Available in all 50 states
  • Pay interest only on funds used
  • No application fee


To apply now and find out how much you can get click here.

To determine the best business credit line or business loan for you, call (317) 589-0118 or to Click hereto begin applying for a line of business credit.



Frequently Asked Questions about Business Credit Lines and Business Lines of Credit

What is a Business line of Credit?

A business line of credit (LOC) is a flexible revolving loan or revolving line of credit, in which a lender, usually a bank or a private lender, and a borrower, agree to a maximum amount of capital that the borrower can withdraw at any time. The borrower has these funds at his or her disposal, as long as he or she doesn’t exceed the maximum amount established in the agreement and makes payments on time.

The balance in the line of credit is revolving, meaning that the borrowers can use the funds, repay, and then spend again in a revolving cycle. In this way, lines of credit are very similar to business credit cards.

Business owners will typically use a line of credit to remodel or expand their store/offices, buy new tools or equipment, meet payroll, purchase inventory, launch a marketing campaign, or cover any unexpected expenses.

The advantages of obtaining a revolving line of credit for your business, from Foresight Business Funding is that we have multiple types of credit lines available.  This provides more flexibility than a regular business loan.

Rates for your business credit line will depend on which type of business credit line you choose and your business situation. Most lenders consider credit score, cash flow and collateral in their pricing. If you are stronger in one area than another, we will direct you to those lenders.

After receiving all documents and reviewing the revenue of your business, we generally will issue an approval within 4 to 24 business hours.

How business lines of credit work

Here’s an important question; when it comes to your business, how do you prepare for the unexpected?

Maybe you’ve been saving for a rainy day, however good or bad surprises can happen to anyone and that’s when a revolving business line of credit comes in handy to fill in any financial gaps.

With a revolving line of credit, you can borrow money to even out your cash flow, repay it, and reuse it–as long as you don’t go over the credit limit.

If you use it wisely, a line of credit is a flexible financial tool that can help you grow your business, pay bills, cover payroll, or make short-term investments.

It is a good idea to get a revolving LOC, even if you’re not going to use it right now. Remember that the ideal time to apply for business funding is when you don’t need it, and not when you’re desperately looking for capital.

Business line of credit vs. term loans

One fundamental difference between a line of credit and a regular business loan is that with a LOC, borrowers can withdraw the amount of capital that they consider necessary to cover their business’ needs and pay interest only on the portion of the money that they borrowed. They don’t necessarily have to draw the entire amount approved by the lender. While on a regular business loan, borrowers receive a lump sum of cash that he or she has to pay back in equated monthly installments.

In other words, a line of credit gives the borrower the flexibility to take out as much or as little as they want as long as he or she doesn’t exceed the maximum credit amount.

Unsecured and secured lines of credit

If you are considering getting a line of credit for your business, keep in mind that there are two types; a secured LOC and an unsecured LOC.

The difference between the two is that in an unsecured LOC there’s no collateral required, therefore the approval process will be faster. Whereas in a secured LOC you can get a higher borrowing amount since the LOC is secured against your assets. Most of the times, small business owners will prefer an unsecured line of credit.

How do you get a line of credit for a business?

If you apply for a line of credit with a traditional bank, you’ll have to fill out extensive paperwork to prove that you have steady cash flow and a reliable credit score. Banks are typically less expensive, but even after submitting all the paperwork, there is no guarantee that your loan will be approved.

With an independent business loan broker like Foresight Business Funding, we can advise you on which credit line is best for you. For instance, if you want to obtain an unsecured line of credit with us, all you need is at least 1 year in business and $10,000 in monthly revenue. After reviewing your business’ revenue, within 24 hours or less, we will let you know if you’ve been approved. We will also inform you of your rates and loan terms.

If you qualify for a line of credit but don’t need to draw any funds yet, don’t worry. You’ll only pay interest on the money you withdraw. If you don’t use any funds, you won’t pay anything back.

Minimum Requirements
Time in Business = 1 Year Minimum

Monthly Revenue = $10,000 Average

Business Bank Account = Min. $500 Avg. Daily Balance

Overdrafts = Less than 5 negative days per months

Application Process:

Minimum Documentation:

  • 6 months of bank statements
  • 2 Years of Business Returns
  • 1 Year of Personal Tax Returns
  • lf Loan request above $150,000
    • Year-to-date financial statements (Profit & Loss Statement and Balance Sheet)
  • Signed Application

To receive the best offer we recommend providing all these items:

  • 6 months of bank statements
  • 2 Years of Business Returns
  • 2 Years of Personal Tax Returns
    • Year-to-date financial statements (Profit & Loss Statement and Balance Sheet)
    • Prior Year Balance Sheet
  • Debt Schedule
  • Signed Application

Traditional Business Credit Line

Feel Free to call (317) 589-0118 or contact us with questions and we will help guide you through the process.

Click here to begin application process.